Heron Lake Phosphorus Reduction Project 3: Qualifying landowners can borrow up to $15,000 for a septic system replacement. A lien is assessed to the borrower's property and is repaid over seven years with an interest rate of 1 1/2 percent. Loan funds will be issued on a first-come, first-served basis through June of 2023. 

Landowners or contractors must contact the HLWD office before construction begins to qualify for this program. 

Please contact Jan Voit at 507-793-2426 or jvoit@hlwdonline.org for further information.